Commercial Loans
Your Vision, Our Funding, Let’s Build the Future.
Welcome to Dear Lender Commercial Division, where we empower your real estate investments with tailor-made financial solutions. Discover our range of loans designed to support your projects from inception to completion. Let’s build your future together.
New Construction Loans
Break ground on your next big project with our Construction Loans. Ideal for purchasing or refinancing entitled lots, our loans cater to single-family homes, condos, townhomes, and 2-4 unit properties
- Up to 24-month term
- Minimum loan size: $500,000
- Loan to Value (LTV): Up to 65%
- Loan to Cost (LTC): Up to 85%
Bridge Loans
Transition smoothly to your next venture with our Bridge Loans. Perfect for single-family homes, condos, townhomes, or 2-4 unit properties.
- Up to 12-month term
- Loan to Value (LTV): Up to 70%
- Minimum loan size: $500,000
- Appraisals: Case-by-case basis
All-In-One Loans
Create entire communities with our All-in-One Loans. Finance property purchases, horizontal development, and multiple unit vertical construction in one seamless package.
- Purchase or refinance
- Minimum loan size: $500,000
- Up to 12-month term for horizontal development
- Up to 12-month term for vertical construction
The W.R.A.P
Introducing the Warehouse Revolving Asset Pool (W.R.A.P). From land development to vertical construction, reuse capital over 24 months without extra fees.
- 24 months with a 12-month renewal option
- Loan size: $5MM – $40MM
- Loan to Value (LTV): Up to 65%
- Loan to Cost (LTC): Up to 85%
- Liquidity: 10% of total commitment
Build-To-Rent Loans
Explore flexible loan options for Build-To-Rent projects, covering acquisition, development, construction, and bridge aggregation in one facility.
- Up to 24 months with extension up to 36 months
- Minimum loan size: $500,000
- Loan to Cost (LTC): Up to 85%
- Loan to Value (LTV) on Bridge Rental Aggregation: Up to 70%
